From yesterday's poll, some notable quotes: ...the upside to owning is that my neighbor is selling her place for 45% more per sqft than i paid, and it has only been 6 months... I find it frustrating dealing with plumbers and electricians who either blow off appointments (while I am trapped at home waiting for them) or charge ridiculous prices for something I can do myself... ...all my friends who are investment bankers, etc, got design help, and have astonishing apartments. ...on the question of whether it's "worth it" or not to own, the answer shouldn't come down to your interests in design (sorry AT!). the decision should be based on interest in equity. What the heck is a Condop? As a renter, I never even patched over holes I left in the wall. As an owner, each nick is something to repair and every little broken thing is something to add to my to-do list. It's completely worth it. For once, I feel like I'm permanently attached to my space, and I have a much nicer apartment than the one I left. Being a renter in NYC has changed my perception about renting, and what limits that represents. I have painted walls, changed lighting fixtures, changed cabinet/closet hardware, etc. I either will not get my deposit back, or I will pay to replace those things and prime the painted walls myself whenever I move out, but that's worth the joy of living in a place that feels like mine, now. During the 15 years I lived in NYC, I rented. I now rent in Texas and I was shocked to discover that I am allowed to paint!