
If you struggle with basic money management -- or even if you just want more of a visual/comprehensive analysis -- Mint.com is a wonder of a resource. I recently signed up for a free account, for clarity on where my money goes every month and how to better reel in certain areas of spending. Once you've uploaded various account information, Mint allocates categories for all of your debits and charges, showing a spending pie chart, comparing you to other local and national averages, and making suggestions about where you can save more and how to do it (suggesting other accounts that give more interest or money back).





This is a great site! The boyfriend discovered the iPhone app, and now we've gone from not caring about our expenses to tracking everything!
Initially, it's a bit of work to set up - you have to remember all of your account info, and specify which categories certain things are. Once you've done it, Mint remembers it.
You can set it up to send you text or email reminders as well. I'm notoriously bad about remembering due dates, so the additional email really helps!
-Ruth
view cptnruthless's profile
I wish they supported international users...
view xieta's profile
I'm a huge fan. I've been using mint for about four months now and it's totally everything I've ever wanted in financial management software. And it's free! And I can check my account info from anywhere that has an internet connection.
view MayaB's profile
It would have been nice to have known about this before I bought the Mac software to do the same thing.
view Sydney's profile
This looks like its kick bottom. I have a bunch of setup to do (get all my accounts set up for online banking... still on paper statements, you ask? Sad, I know) I've been in denial of my slipping financial situation and this could really help me keep on track... emails when accounts change (interest rates, low/high balances, unusual spending) plus helps you set up a budget... Looks like this could be the financial babysitter I have been looking for. Super duper handy.
view deirdre's profile
how is the security of a program like this? i've checked mint.com out as well as thrive.com (very similar), but always chickened out at the last minute, as it just seemed scary to me for any one place, online no less, to have ALL my account info and passwords etc.. thoughts? am i being paranoid?
view eastone777's profile
I've been doing QuickenOnline for a few months now (also free). I'm going to check this out and see how they compare...
view Jen C's profile
This is only for the US :(
view Plateau's profile
The boyfriend and I use Mint and it's great! It WAS, anyway, until he was all "Do you realize how much money you spend at Target each month?!" So, great for him, baaaad for me.
He likes it better than Quicken.
view pattymonster's profile
Has anyone had luck adding WaMu credit cards? I love Mint, but without my credit cards plugged in, it's certainly not tracking as accurately as it could/should. I have not had good luck syncing up the CC account to mint for some reason...
view OliviaLeigh's profile
No, eastone, you're not being paranoid. At least not as far as I'm concerned :) I heard about Mint.com on Consumerist a long time ago, and while it's tempting to consolidate everything in one place, I'm not convinced that the risk is worth the reward. Most of the Consumerist commenters seem to agree:
http://consumerist.com/314231/mintcom-responds-to-security-concerns
view FiatLex's profile
AT introduced me to Mint.com indirectly back in June when they mentioned Time Magazines 50 Best Websites of 2008. I checked out the 50, saw Mint, and decided to give it a try. It is the ultimate lazy person's financial management tool. You log on and it goes and gets everything for you. The user interface is very easy to use. I love Mint! (And the Mint iPhone app!)
I've used Quicken in the past - but never again. This is so much easier.
view LilyC's profile
Wow- this rocks- I just took about 15 minutes to set it up and was totally floored by how much info the site gave me... I am 100% sold on it now... lol
view Platnumblonde's profile
This post was a totally shameless plug, but I don't care because I love mint.
view EasilyAmused's profile
Mint is great for looking at your finances as a big picture (who doesn't love a good pie chart?), but if you are trying to really organize and keep to a budget I suggest You Need A Budget (YNAB). Seriously, the best thing ever for my checking account! You can actually download it free and use it for three months from their website or buy it without the test drive from Amazon. The thing with products like Mint, and even Quicken and MS Money, is that it's great if you want to see where your money went, as opposed to planning where you want it to go.
Check out the reviews on Amazon:
http://www.amazon.com/You-Need-Budget-Pro-Personal/dp/B000QO76HU/ref=pd_bbs_sr_1?ie=UTF8&s=software&qid=1233703074&sr=8-1
view amphora's profile
Mint is another almost-great product - unfortunately, you get what you pay for in terms of customer service. If all your CCs are supported, good for you. If not, join the queue of people who've asked for help for the last year.
view particlebored's profile
I haven't gone and it's doubtful I ever will–hackers are too damn good and that's about as tasty a site I can imagine.
Besides, Bank of America has GREAT online features, including beloved pie charts. : )
view modtramp's profile
I also must of heard about Mint from AT back in June 2008, as I signed up around then. I really like it! Easy to set up and very user friendly! I had a Wamu account and it automatically set everything up (Checking, multiple savings, and multiple CC) with one login. The only problems I've had are accounts with security questions - like Sallie Mae and Emigrant Direct. I have not been able to add those. I've heard that you have to organize the questions to be in the same order, but not figured out how to do that.
view apdesigngirl's profile
My paranoid self might worry about the security of something like mint even though logically I know it's probably safe (my mother won't even shop online because she thinks someone will "steal her identity"...at least I'm not that bad). I've been using just regular Quicken, cd installed, not online. I put in all my receipts and it takes about 5 mins every day, then I reconcile when I get my monthly (paper) bank statement. Old school, but I know it's accurate. My bf overdrew constantly, but he's been entering in his receipts once a week and has done great. It has pie charts too...and I dont have to worry about someone "stealing my identity"....lol
view julieann992's profile