Renter's insurance is always a good idea, but one of the easiest ways to avoid making a claim is to implement some type of home security system. When you're renting (and even if you own) investing in a large scale alarm system takes a lot of money, not to mention, time to schedule a professional to wire your home. If you're not looking for a 24/7 virtual guard dog or video monitoring, there are a few DIY kits available that won't cost you more than your stuff is worth.The New York Times recently took a look at a variety of simple security solutions. Below are a few of the easier solutions the Times recommends.
GE Smart Home: This series of products includes easy to install, wireless sensors, like the Window or Door Alarm that, "attaches to your door and doorjamb, and squeals loudly when the door is opened." Along with a door stop that can simply be jammed under the door (no installation) required, and will sound an alarm if the door is moved.
Q-See Wireless security system: The $60 kit includes five door sensors, one motion detector and two keychain remotes. Once installed in your home, the sensors will ring a high pitched alarm if triggered.
SimpliSafe: This $300 kit includes four door sensors, a large panic button and two motion sensors -- each of which communicates with SimpliSafe's monitoring service using wireless cellular technology. The monitoring side of things costs $15/month and doesn't require any contracts so you can stop the service whenever you'd like. Each sensor is equipped with a self-adhesive back that allows it to be removed and reattached should you move.
Do you have a home security system in place at your pad?