It's Not Too Late for a Holiday Budget!

Do you sit down and create a budget for your family spending during this busy season? Without one, we're amazed at how quickly things can add up: a few decorations here, Christmas tree there, baking, gifts, and travel plans...

and before you know it- you've spent a LOT of money.

Real Simple asked their readers how they stay on budget during the holidays, and they answered with some great money-saving ideas.

Simple Mom also shares holiday budgeting ideas.

How will you save money this year, and will you create a budget?
A Holiday Spending Worksheet is available here if you want to get started.

Image: All You