Good Questions: Renters Rights, Insurance and Water Damage?

Good Questions: Renters Rights, Insurance and Water Damage?

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Janel Laban
Sep 16, 2008

Laura sent in a good question: With all the rain in the Chicago-area this weekend, I (as well as others) am dealing with water damage in my apartment. It looks as though my windows/walls started raining while I was out of town - I came home to a ruined mattress and bedding, a ruined TV stand, a TV sitting in a puddle, and mold already forming on my window sills from the water standing for so long.

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What are the renter's rights in this situation, and/or what does building insurance typically cover? The mattress alone will be a pricey replacement to make... I do have renter's insurance, but it doesn't cover flooding. (Not sure if this is considered "flooding" though, as I'm on the third floor!)

Any AT insight would be much appreciated!

Sorry to hear about the damage, Laura - we're hoping you'll get some good info from our (very knowledgeable!) readers - good luck!

Related Links:

  • How To: Clean Up Safely After a Flood
  • Mies van der Rohe's Farnsworth House Flooded


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