My guy and I are both tuggers. When he turns over, he takes the covers with him while I turn the other way, resulting in a middle-of-the-night tug o' war. We happily solved this problem by using a king-sized comforter on a queen-sized bed and have never looked back... or further. Up until a recent European trip, I never even considered using separate blankets in bed the way Scandinavians do.
Two duvets on one bed might seem messy, but these Scandinavian bedrooms show that it can be simple and stylish. It's also not limited to Scandinavia; other parts of Europe, such as Germany and Austria, follow this style too.
Generally, two twin-sized duvets are folded in half or thirds, and laid side-by-side on the bed. There is never a flat (also known as top) sheet. Sometimes a coverlet is draped across the duvets to tidy the look.
What do you think of this style? Are you a king-comforter-on-queen-bed person like I am, or a separate-blankets-in-bed type? Or maybe you're lucky enough to never fight for your covers!