I have lived in my current apartment for two years and my mattress still sits on its box spring. While I would love a beautiful bed frame (mostly for the under the bed storage!) it isn't a top priority and I would rather spend my budget on other things around the apartment.
More drastically, my boyfriend has lived in his current apartment for close to a year and has yet to buy a couch. We instead perch on his two beautiful Eames Eiffel chairs to watch TV… not exactly cozy. In his case it is a combination of finding just the right piece that will fit into his tiny living room and saving up in order to purchase something he really loves.
What are you willing to do without? Would you rather hold off on purchases until you can afford what you love or compromise?