Kat Brancato

I confess that I thought I would be much further along financially when I reached my 40s. However, between my lack of financial planning, being laid off, and one financial emergency after another, I found myself in a place I never imagined I would be — starting all over again. Honestly, it’s scary how fast your finances and credit can get derailed, and at this stage in life it’s vital to get things back on track as quickly as possible.