When it comes to renting an apartment or home, renters are bound by a number of restrictions that tend to favor the landlord. Think late payment penalties, decor choices, and early-termination fees. However, don’t think you can’t ask for your own provisions in a lease. While the landlord certainly has the right to say no, if you don’t ask, you definitely won’t get what you want.
Buying a house is easily one of the most significant purchases a person will make in his or her lifetime. But, for most people, it doesn’t happen quickly; in fact, it takes a lot of planning to make that purchase a reality. And one of the very first steps is saving enough money for a down payment. The general rule for home buying is 20 percent of the projected home price as a down payment (though in some cases, it can be less or more).