11 Questions You Should Ask When Buying a Home With Flood Risks
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As climate change continues, the number of homes in flood-prone areas will only rise. You can’t always change where you can live, but if you’re want to buy a home with flood risks, it’s important to ask the right questions first. Here are some big ones to consider:
- Where is this property located on the current flood map?
- What’s the flood projection for 20 or 30 years?
- Does the city have an evacuation plan?
- What is the city doing to protect against sea level rise?
- What utilities and infrastructure will be in danger when it floods?
- How much will your flood insurance cost? What will it cover?
- How many feet above sea level is the house? Does it also account for storm surges?
- How often does this property flood?
- Does it have a generator and sump pumps?
- Are the materials resistant to mold?
- Is it strong enough to withstand the pressure of a storm surge or flood waters?
Credit: Marisa Kumtong
Want to ensure sure your home is well-protected against other future threats? Check out How to Buy a Home—When All You Can Think About Is Climate Change.