Money Month

9 Items That Are Always Worth Splurging On (at Least a Little!) in Your Home

updated Jul 26, 2023
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Decorating and furnishing a new space can feel overwhelming, especially if you’re trying to do it on a budget. But living spaces become much more enjoyable when you fill them with quality pieces you love — and that are built to last. Often, that means getting picky about where you choose to splurge a bit.

Upgrade your living space by checking out these items you can’t afford not to splurge on. Whether you want a comfier couch, a kitchen table that’s big enough for your friends, or an espresso every morning, these finds are the best ways to invest your hard-earned money.

A Quality Mattress

A good mattress will help you sleep deeply by supporting your spine and keeping you comfortable. Splurging on this item is an investment in your health as well as your home. When you buy a high-quality mattress, you won’t need to replace it for six to eight years

Credit: Amazon

Duvet Cover

Investing in a duvet cover will elevate the feel of your whole home and make your bed even more inviting. Many quality covers also don’t have to be dry-cleaned — you can just throw them in the washing machine for a crisp and fresh bed any time you need it.

  • Budget-friendly option: Bedsure Microfiber Duvet Cover, $22.99 for queen-size from Amazon
  • Mini-splurge option: Classic Duvet Cover, $134.10 for queen-size from Brooklinen
  • Super-splurge option: Linen Duvet Cover, $320 for queen-size from Parachute
Credit: Overstock

A Comfy Couch

A beautiful sofa will bring charm and function to your home, plus offer a cozy place to snooze or stream your favorite television show. Because these pieces get so much action, you’re better off splurging on a quality piece when possible.

Credit: Walmart

An Area Rug

Rugs anchor your furniture and bring a space together, adding warmth and softness to hardwood floors or distracting from old carpets. Although area rugs can be expensive, they’re an investment that you’ll benefit from for many years. Try a budget-friendly rug from Safavieh — the thickness will add texture and coziness to your home without breaking the bank. 

Credit: Amazon

A Coffee Table

A sturdy coffee table is another must-have that brings both function and style to your home. It offers guests an area to put drinks, centers the room, and is the perfect place to put your feet up at the end of the day. 

Credit: Amazon

A Sturdy Desk

Nowadays, many people are working remotely, so a good desk is another home essential. You can use it to organize personal paperwork, books, and craft materials — it will be the organizational center of your home. 

Credit: Walmart

A Dining Table

It’s difficult to enjoy a meal at home with your friends or family if they don’t have a place to sit. If you invest in a great dining table, you’ll also have a place to sip your morning coffee, work on personal projects, or enjoy a good jigsaw puzzle.

Credit: Amazon

A Knife Set

A quality set of knives is a kitchen essential. Chopping vegetables with a dull blade can be dangerous and puts you at risk for injury. Bonus: Buying a set of sharp knives is also cost-effective because they often come with built-in sharpeners (or, at the very least, can stand up to sharpening multiple times over their lifespan). 

Credit: Wayfair

A Coffee Maker

If you drink coffee every morning, a quality machine is an investment that will last for years. Stop dealing with coffee pods and brewing timers by splurging on a model that makes cafe-worthy brews without using too much counter space.

This piece is part of Money Month, where we’re covering everything from side hustles to down payments to a beginner’s guide to investing. Head over here to read more!