The Latest: Feb 27, 2019

In the world of credit, establishing a credit score of 850 is like being granted a lifetime achievement award. Both FICO and Vantage—widely used credit-scoring models—consider 850 to be the highest possible credit score. The score is perfect. Exceptional. Untarnished. But… is it possible? The short answer, according to experts: Well, yes. But an 850 credit score takes time and strategy.

When it comes to owning a home, it’s all about location, location, location. The city you choose to put down roots will affect so many aspects of your life, including the home you can afford. While certain urban hubs are notorious for being unaffordable, there are other markets that make buying a home just a little more achievable. Wondering where housing costs are lowest in your state? Yearly, the Census Bureau produces the American Community Survey (ACS), which asks U.S.

Living in New York City brings its fair share of rewards and challenges. For me, the biggest continuous struggle—even after almost a decade in NYC—was doing laundry (#blessed, I know). When I lived in Brooklyn, my building had a basement laundry room, but it was creepy down there and I learned the hard way that the super locked the room at 9 p.m.—with my wet clothes trapped overnight in a washing machine.