Tierra Smith

Financial experts say it’s never too early to start saving for retirement. Doing so as early as your 20s can allow for an extended time for compounding interest and a tax-free growth period. Even more importantly, putting aside funds on any level is critical from the moment anyone get their first paycheck.

I’ve been spending a lot of time at home or in my bedroom these days. The pandemic gave me a lot of time to rest, evaluate, and recharge. I also spent some time considering the ways my room’s layout might be affecting my mood and my desire to achieve my goals, which include healing from past traumas, releasing bad habits, and reversing the generational curses in my life. And as I welcome these positive new changes, I want my primary space to embrace these vibrations, too.

Here's why.

It’s been a unique time for me to finally create a budget for myself.